unity charity insurance services
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unity charity insurance services
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Insuring:  vspace Charities vspace Community and Voluntary Organisations vspace Children's Charities and Youth Groups vspace  
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  Activity Centres vspace Associations and Umbrella Organisations vspace Events and Fundraising Activities vspace  
 
 

Insuring Charities

   
call unity for charity insurance
email Unity for charity insurance
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  Examples of covers:

Property, contents and equipment
Loss of Income
Personal accident
Motor insurance including minibuses
Public and products liability
Employers’ liability
Fundraising, Events and cancellation
Overseas and UK travel
Trustee Indemnity
Professional Indemnity
Fidelity Cover
(staff or volunteer dishonesty)
Cyber Liability Insurance
Crisis Management Insurance

 


 
  charity insurance
It is vital that charities works with a broker who has a genuine understanding of the way charities operate, their activities, and the risks they face so that they get well informed advice and the right protection.

Being part of a charity ourselves, Unity Insurance Services:

  • Is 100% dedicated to serving the insurance needs of the UK charity and not-for-profit sector;
  • Has knowledge and expertise of the issues charities face;
  • Offers comprehensive charity insurance policies and tailored cover you need at a price you can afford.

Your Liabilities
As well as protecting your personnel, physical and financial assets, of particular importance is the more complex liability exposure you face as an organisation, an area which often gets underestimated.

The issues can emanate from vicarious liabilities for any wrong doings by your employees, volunteers or trustees no matter how minor or genuine the mistake is, to direct liabilities from claims as a result of injuries, accidents or errors, through to complex specialist risks such as allegation of abuse or medical mal-practice, a particular issue for anyone working with children, young people or vulnerable adults.

These areas can generate some of the most damaging losses. Unfortunately it is often only at the claims stage that a charity may find out that there is a gap in cover or that the insurer’s policy wording is not as inclusive as they thought.

For your peace of mind this is why Unity Insurance Services takes the time to ensure that all eventualities are considered and taken into account in your insurance cover.

Because of our unique status as a charity owned insurance broker, our insurers know we:

  • Have a better understanding of charitable organisations;
  • Can provide a more detailed picture of your risks; and
  • Advise on risk management practices based on our experience.

We also work with market leading insurers and specialist charity underwriters, who are willing to provide greater flexibility for our clients.

This places Unity Insurance Services in a strong position to negotiate better packages, cover and pricing for charities than those from general insurance brokers.

With Unity Insurance Services you will find that we are not just a broker. We are a sector partner who live and breathe charities.

Call Unity on 0345 040 7702

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